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High time for cannabis to go cashless

As Congress and the White House work on a tax bill that will reduce revenues going to states, they are simultaneously impeding the growth of an industry that is set to add billions to state tax revenues: legal cannabis.

Under the guise of protecting public health and safety, federal policy is jeopardizing this sector despite its widespread popularity. Nowhere is this clearer than in federal banking policy, which deters federally chartered banks from working with cannabis companies. 

Twenty-nine states and the District of Columbia have legalized cannabis for medical purposes, and eight states have done so for recreational use. More than 200 million Americans — more than 60 percent of the U.S. population — may now use marijuana medicinally or recreationally under state laws.  With over 32 million yearly users and close to 9 million daily users, cannabis generates more than $6 billion in U.S. sales and is poised to become a $20 billion market by 2021, according to a recent Cowen and Company report.

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